Rideshare Insurance for Uber and Lyft in New York
Uber Insurance in New York City for Rideshare Drivers
If you’re an Uber or Lyft driver in New York City, having the right rideshare insurance is essential to stay on the road legally and safely. At Mega Insurance Brokerage, we specialize in Uber driver insurance and provide coverage that meets all the mandatory requirements set by the NYC Taxi and Limousine Commission (TLC).
Unlike basic coverage, TLC rideshare insurance is required and ensures you’re protected throughout all driving phases—from waiting for a ride request to completing a trip. Don’t settle for minimum coverage that may leave you exposed. Choose a policy that fits the specific risks of driving in NYC.
What is NYC Rideshare Insurance?
Rideshare insurance is a specialized form of commercial auto insurance designed for NYC TLC drivers who work with platforms like Uber, Lyft, and delivery services. Since you’re using your vehicle for commercial purposes, standard personal auto policies won’t provide full coverage. That’s where we come in.
Our insurance for NYC rideshare drivers bridges the gap between your personal and platform-provided policies, offering full protection in every stage of your driving activity.
Why Choose Our Rideshare Insurance in New York?
- Full TLC Compliance: Our policies meet all NYC TLC requirements, so you're always legally covered.
- Coverage for All Driving Phases: Whether you're waiting, en route, or transporting a passenger, our policy has you protected at every moment.
- Commercial Auto Protection: Rideshare driving is commercial activity—our insurance reflects that with higher limits and specialized terms.
- Experienced Agents Who Understand TLC: We deal with TLC drivers daily. Our team knows exactly what you need and how to get you covered quickly.
Don’t wait until it’s too late. Whether you’re new to Uber, a part-time delivery driver, or full-time on the road, we’ll help you get the rideshare insurance in New York that fits your situation.
Why Choose Mega Insurance Brokerage?
We understand New York’s unique insurance regulations better than anyone. Our team focuses exclusively on TLC Uber and Lyft insurance, giving you access to competitive plans and fast support. With Mega Insurance Brokerage, you’ll always speak with someone who knows the TLC landscape and can guide you clearly.
Coverage Options Tailored for You
Mega Insurance Brokerage offers a range of coverage options to suit your needs:
Bodily Injury (BI) Liability Coverage
It covers medical expenses and legal fees if you cause injury to someone in an accident.
Property Damage (PD) Liability Coverage
Covers the cost of damage you cause to another person's property, such as their vehicle or structures.
Uninsured Motorist (UM) Coverage
Protect you if you're in an accident with a driver who has no insurance, covering medical expenses and related costs.
Mandatory Personal Injury Protection (PIP)
A no-fault coverage that pays for medical expenses, lost wages, and other costs regardless of who is at fault.
Additional Personal Injury Protection (APIP)
Extends your PIP coverage to offer extra financial protection for higher medical expenses and lost wages.
With Mega Insurance Brokerage, you can drive with confidence, knowing that you have the right insurance coverage tailored to your TLC Uber/Lyft driving needs. Don’t settle for less—choose a policy that provides peace of mind and comprehensive protection.
